Soaring Where Others Dare To Go
Senior Life Products and Features
Click on each product to learn more about it.
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Standard Whole Life
10 Pay Whole Life
20 Pay Whole Life
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Joint First to Die Whole Life
Modified Whole Life
Simple Issue Modified Whole Life
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Standard Term Life
Preferred Term Life
Accidental Death Benefit Rider
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Preferred Whole Life
- For non-tobacco users (within the past 12 months)
- Full benefit from date of coverage
- Paid up at age 100
- Available from ages 0 to 80
- Minimum face amount $1,000
- Maximum face amount $20,000
- Optional Accidental Death Benefit Rider
Standard Whole Life
- Issue ages 0 to 85
- Full benefit from date of coverage
- Minimum face amount $1,000
- Maximum face amount is $20,000 up to age 80, $10,000 from 81 to 85
- Optional Accidental Death Benefit Rider
10 Pay Whole Life
- Increasing benefit
- Issue ages 40 to 85
- Minimum face amount is $1,000
- Maximum face amount $10,000
20 Pay Whole Life
- Full benefit from date of coverage
- Issue ages 0 to 60
- Minimum face amount is $1,000
- Maximum face amount $20,000
- Optional Accidental Death Benefit Rider available.
Joint First to Die Whole Life
- Full benefit from date of coverage
- Issue ages 40 to 85
- Minimum face amount is $1,000
- Maximum face amount is $20,000 up to age 80, $10,000 from 81 to 85
- Optional Accidental Death Benefit Rider
Modified Whole Life
- Issue ages 40 to 85
- Minimum face amount is $1,000
- Maximum face amount is $10,000
- Benefit is 110% of premiums paid within first two years, full face amount thereafter for natural death
- Optional Accidental Death Benefit Rider available
Simple Issue Modified Whole Life
- Issue ages 20 to 85
- Minimum face amount is $1,000
- Maximum face amount is $10,000
- Benefit is 110% of premiums paid within first three years, full face amount thereafter for natural death
- Optional Accidental Death Benefit Rider available
Standard Term Life
- Issue ages 18 to 60
- Full benefit from date of coverage
- Minimum face amount $25,000, age 18 to 40, and $15,000, age 41 to 60
- Maximum face amount is $40,000
Preferred Term Life
- Issue ages 18 to 60
- Full benefit from date of coverage
- Minimum face amount $25,000, age 18 to 40, and $15,000, age 41 to 60
- Maximum face amount is $40,000
Accidental Death Benefit Rider
This rider provides an accidental death benefit equal to the policy’s face amount, thereby doubling the total benefit for death by accidental means. The insured's death must meet guidelines of accidental death as defined within the rider. Available for all policies except 10 Pay Whole Life and Term Life products.
